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  • question How much life insurance do I need?
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Universal Insurance In A Nutshell

Universal life insurance means coverage for your entire life as long, as you continue to make the required premium payments. The more you pay into your account, the higher the cash value – over time, your money accumulates tax-deferred interest.

Benefits of Universal Insurance:

  • Coverage for your entire life, as long as you make the required premium payments
  • Cover end-of-life expenses like funeral costs and medical bills
  • Emergency funds available if you’re ever in a tight spot where you need cash from the cash surrender account *

*Policy loans incur interest charges and withdrawals are subject to surrender charges during the surrender charge period. Also policy loans or withdrawals will reduce the death benefit.

About Our Company

Our founder, Mike Millay, has been helping individuals and families find competitively priced life insurance policies since 1981. We’re a family owned business with our headquarters located in Blue Springs, Missouri.

The Millay Group, Inc. is Committed To:

  • Helping you meet your financial goals, now and in the future
  • Providing quotes from multiple carriers
  • Delivering professional and friendly customer service throughout the entire process

By submitting your request, you agree to this website's Privacy Policy and Terms of Use. You may be contacted by The Millay Group, Inc. to assist you with your application. The quotes you receive are for comparison purposes only. All plans subject to underwriting. The Millay Group, Inc. may not be licensed in all states or appointed with each insurance carrier in all states. Rates are subject to change without notice and some plans may not be available in all jurisdictions. Your privacy is important to us, we will not sell your information to a third party.