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Questions | The Millay Group

How long do the premium rates stay the same?

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What happens after the level premium period?

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What is universal life insurance?

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What are the advantages of universal life insurance?

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Does term life insurance offer any cash value?

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What is universal life/term?

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What is return of premium (ROP) term life insurance?

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How much coverage do I need?

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Is a physical examination required?

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How is my health class determined?

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How long does the entire process take?

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What payment options are available?

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Can my policy ever be cancelled due to my health?

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What if I smoke?

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When does my life insurance coverage begin?

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Where do I begin?

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